Contact Us

For more information about our
banking products and services,
or to open an account, please
call or come by one of our two
locations or contact us online.

Customer Service Line
(956) 217-7177

24-Hour Telebanc
(956) 514-4040

Mercedes Locations
201 S. Texas
Ph: (956) 565-2485
Fx: (956) 565-5050



Edinburg Location
4908 S. Jackson
Ph: (956) 217-7100
Fx: (956) 217-7150



Personal Banking Products and Services


Personal Checking Accounts

Texas Checking

  • No Monthly Service Charge
  • Unlimited Check Writing
  • Low Initial Deposit Required
  • No Minimum Balance Required
  • Monthly Truncated Statement
  • Free Online Banking & Bill Pay
  • Free Debit Card
  • Free Bank by Phone

Regular Checking

  • Low Initial Deposit Required
  • Low Minimum Balance Required
  • Unlimited Check Writing
  • Free Check Images returned with Monthly Statement
  • Free Online Banking & Bill Pay
  • Free Debit Card
  • Free Bank by Phone
    • Other Fees May Apply*

Super N.O.W.3

  • Initial Deposit Required
  • Minimum Balance Required
  • Interest Compounded Monthly*
  • Free Online Banking & Bill Pay
  • Free Debit Card
  • Free Bank by Phone
    • Other Fees May Apply*

Personal Savings Accounts

Texas Money Market

  • Initial Deposit Required
  • Minimum Balance Required
  • Interest Compounded Monthly*
  • Interest Paid on Interest Balance Tier*
  • Six Free Withdrawals per Statement Cycle2
  • Transaction Limitations Apply2
  • Free Online Banking & Bill Pay
  • Free Debit Card
  • Free Bank by Phone
    • Other Fees May Apply*

Personal Savings

  • Low Initial Deposit Required
  • Minimum Balance Required
  • Interest Compounded Quarterly*
  • Withdrawal Limitations Apply*
  • Quarterly Statements
  • Free ATM Card
  • Free Online Banking
  • Free Bank by Phone
    • Other Fees May Apply*

Certificates of Deposit

  • Various terms available
  • Competitive Rates*

Individual Retirement Accounts

  • Various terms available
  • Competitive Rates*
*See Bank for details
1A debit is a pre-authorized, telephone, computer, automatic overdraft transfer or automated debit transactions
2Transfers to another account or to 3rd parties by pre-authorized, automatic, telephone or computer transfers are limited to 6 per statement
3Available to individuals, Sole Proprietors, Governmental Units and Non-Profit Organizations