Contact Us


For more information about our
banking products and services,
or to open an account, please
call or come by one of our two
locations or contact us online.

Customer Service Line
(956) 217-7177

24-Hour Telebanc
1-888-862-1TNB (1862)

Mercedes Locations
201 S. Texas
Ph: (956) 565-2485
Fx: (956) 565-5050



Edinburg Location
4908 S. Jackson
Ph: (956) 217-7100
Fx: (956) 217-7150



Personal Banking Products and Services

Personal Banking Products


NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Texas Checking

  • No Monthly Service Charge
  • Unlimited Check Writing
  • Low Initial Deposit Required
  • No Minimum Balance Required
  • Monthly Truncated Statement
  • Free Online Banking & Bill Pay
  • Free Debit Card
  • Free Bank by Phone

Texas Money Market

  • Initial Deposit Required
  • Minimum Balance Required
  • Interest Credited and Compounded Monthly*
  • Interest Paid on Interest Balance Tier*
  • Limit of 6 Transactions per statement cycle1
  • Free Online Banking & Bill Pay
  • Free Debit Card
  • Free Bank by Phone
    • Other Fees May Apply*

Super N.O.W.2

  • Initial Deposit Required
  • Minimum Balance Required
  • Interest Credited and Compounded Monthly*
  • Free Online Banking & Bill Pay
  • Free Debit Card
  • Free Bank by Phone
    • Other Fees May Apply*

Regular Checking

  • Low Initial Deposit Required
  • Low Minimum Balance Required
  • Unlimited Check Writing
  • Free Check Images returned with Monthly Statement
  • Free Online Banking & Bill Pay
  • Free Debit Card
  • Free Bank by Phone
    • Other Fees May Apply*

Personal Savings

  • Low Initial Deposit Required
  • Minimum Balance Required
  • Interest Compounded Quarterly*
  • Withdrawal Limitations Apply*
  • Excess Withdrawal Fees May Apply*
  • Quarterly Statements
  • Free ATM Card
  • Free Online Banking
  • Free Bank by Phone
    • Other Fees May Apply*

Relationship Checking

  • Initial Deposit Required
  • Minimum Balance Required
  • Interest Credited and Compounded Monthly*
  • Free Online Banking and Bill Pay
  • Free Debit Card
  • Free Bank by Phone
  • Free First Box of Checks

*See Bank for details
1Transfers to another account or to 3rd parties by check, pre-authorized, automatic, telephone or computer transfers are limited to 6 per statement cycle
2Available to individuals, Sole Proprietors, Governmental Units and Non-Profit Organizations