Contact Us


For more information about our
banking products and services,
or to open an account, please
call or come by one of our two
locations or contact us online.

Customer Service Line
(956) 217-7177

24-Hour Telebanc
1-888-862-1TNB (1862)

Mercedes Locations
201 S. Texas
Ph: (956) 565-2485
Fx: (956) 565-5050



Edinburg Location
4908 S. Jackson
Ph: (956) 217-7100
Fx: (956) 217-7150



Resources

IRA to Roth Conversion Calculator

This calculator that will give you an idea of the consequences of converting a Traditional IRA to a Roth IRA.

Assumptions: Federal Adjusted Gross Income(AGI) before IRA conversion is assumed to be $100,000 or less, if married it assumed you are filing jointly, and contributions that have been made to any Traditional IRA were fully deductible.

Current taxable amount in Traditional IRA ($):
Number of years till you retire (#):
Expected annual rate of return on investments before retirement (%):
Your Federal tax rate (%):
Number of years of anticipated retirement (#):
Expected annual rate of return on investsments after retirement (%):
Your anticipated Federal tax rate during retirement (#):
RESULTS TRADITIONAL IRA ROTH IRA
Estimated account value at retirement:
Annual distribution:
Total value of distributions:
Taxes due at conversion: N/A
Lost investment opportunity: N/A
Post retirement tax: N/A
Total tax due:
Net after-tax value of account:
Greatest Net Value: