Essential Treasury Management Services for Your Business

Texas National Bank has products beyond your standard checking account to help your business to succeed.  Our suite of Treasury Management Products is designed to help our business customers not only protect their accounts from fraud, but to automate the way they service their employees and customers.  Call us today for more information on how we can help you automate your banking.

Merchant Services

In today’s business environment, accepting payments efficiently is a necessity.  Your customers are searching for an easy, convenient, and secure way to shop with you.  To provide them with the convenience they desire while maintaining your high standards, count on TNB to help!

Through our partnership with FiTech, we offer a comprehensive Merchant Services program. This partnership enables us to deliver payment acceptance equipment, payment processing services, and business intelligence reporting direct to you, including:
‍

  • The ability to accept multiple forms of payment anywhere, anytime.  Run your business in-store, online, or on the go, catering to the payment preferences of your customers, with mobile wallets like Apple Pay, Google Pay, and Samsung Pay to EMV chip cards.
  • Payment hardware and software that makes the most sense for your business.  FiTech has a proven track record in delivering the right mix of payment equipment tailored to your specific business needs.
  • Report insights that are easy to pull, interpret, and act upon, making your job as a business owner much easier.

Automated Clearing House (ACH)

Reduce collection and disbursement costs with electronic payments by quickly and easily originating debit or credit fund transfers through the Automated Clearing House (ACH) Network.
‍

  • Daily processing cutoff time is 3:00 PM. Transmission of data excludes weekends and holidays.
  • Reduce the time involved with processing checks and reduce the exposure associated with paper check fraud.
  • Funds can be credited to and debited from almost all banks and credit unions in the United States.
  • Reduce business costs by using ACH for Direct Deposit payments, commercial billing files and electronic payable files.
  • Use for employee expense reimbursement, paying vendors or collecting receivables from customers.
  • ACH Payment Data can either be manually entered then stored as a template on the Bank’s system, or a NACHA formatted file can be generated by an accounting software program and uploaded to the Bank’s system.
  • The ability to process files same day for an additional fee.
  • Make state and federal tax payments.

‍

Daily processing cutoff time is 3:00 PM. Transmission of data excludes weekends and holidays.

Apply Now

Wire Transfers

Wire transfers are ideal for when your business needs to initiate same-day transfers.

‍

  • Initiate domestic or foreign wires through Business Electronic Banking (BeB)
  • Ideal for large dollar transfers
  • Schedule same-day, future date, one-time or repetitive wire transfers
  • Daily processing cutoff time is 3:00 PM

Positive Pay

Positive pay is an anti-fraud solution that instructs the bank which checks you want honored and paid. This can decrease check fraud by identifying those checks presented for payment you did not issue or that have been altered. With Positive Pay the decision to pay or return is in your hands. When you sign up your company has two ways to pay items:

‍

  1. Businesses can upload a file of all the checks issued and the bank will only pay the items that match those you have included. The items that do not match will be returned.
  2. Businesses can also log in to their Business Electronic Banking (BeB) account daily and select which items to pay and which to return.
Apply Now

Stop Payment

With Stop Payment you can prevent payment on a check or recurring debit transaction that hasn’t been processed yet.  Stop Payment ensures that you are not going to be charged for a purchase or service that you cancel after sending out the check.  Stop Payment orders last six months from the date of the original request.

Bill Pay

Paying your bills online is the fast and easy way to keep track of your expenses. With Bill Pay, you can let Texas National Bank take care of sending out your vendor payments. You can schedule one-time, future or recurring payments to anyone, anywhere. If ACH payments are not accepted, the bank will take care of sending out the payment by mail and the postage is taken care of. Bill Pay makes it easy to organize your payables and track bills online in a secure format.

Remote Deposit Capture

Remote Deposit Capture allows you the convenience to deposit checks from your own office. Increase efficiency by eliminating daily trips to the bank and simplify your recording with Remote Deposit Capture. Regardless of the size of your business, the amount of the check, or the number of checks you deposit, our system makes the process simple.

‍

  • Easy to use internet-based service, compatible with multiple scanner types.
  • Using a secure internet connection, the scanner captures the front and back of each check, ensures the quality of the image, creates a deposit ticket, and deposits the total amount of all checks scanned in the batch.
  • Secure delegation of roles to different users within your organization.
  • Remote deposits are processed for deposit same day if received prior to 4:00 PM.
  • Consolidate deposits from multiple locations into one checking account using a scanner at each location or deposit multiple TNB checking accounts using a single scanner.
Apply Now

If you have any questions regarding our Treasury Management Services, please contact our Customer Service team at 855-862-1920.

Contact us toll free at
855-862-1920

Lost or Stolen Debit Card?
800-500-1044

TNB Routing Number
114920128

SWIFT
TENTUS44