Find the Right Savings Account
Personal Savings
Age Requirement to Open: 18
Minimum Opening Deposit: $100
Minimum Daily Balance1: $200
Monthly Service Fee: $5
Interest Bearing: Yes
2 Monthly Withdrawals
$5 for each additional withdrawal
Direct Deposit
Free Online and Mobile Banking
eStatements
Fee will be assessed if minimum balance is not maintained
Tiered Interest Rates
Interest Compounded and Credited Quarterly
Quarterly Statement Cycle
Rico Savings Club*
Age Requirement to Open: 0-17
Minimum Opening Deposit: $25
No Minimum Daily Balance
No Monthly Service Fee
Interest Bearing: Yes
2 Monthly Withdrawals
$5 for each additional withdrawal
TNB Debit Card
Free Online and Mobile Banking
eStatements
No Monthly Service Fee
Tiered Interest Rates
Interest Compounded and Credited Monthly
Monthly Statement Cycle
Daily ATM Limit: $100
Texas Money Market
Age Requirement to Open: 18
Minimum Opening Deposit: $2,500
Minimum Daily Balance1: $2,500
Monthly Service Fee: $15
Interest Bearing: Yes
6 Monthly Transactions
$12 for each additional transaction
Direct Deposit
TNB Debit Card
Mobile Wallet (Apple, Google & Samsung Pay)
Free Online and Mobile Banking
eStatements
Fee will be assessed if minimum balance is not maintained
Tiered Interest Rates
Interest Compounded and Credited Monthly
Monthly Statement Cycle
Daily ATM Limit: $500
Daily POS2 Limit: $3,000
Premier Money Market
Age Requirement to Open: 18
Minimum Opening Deposit: $2,500
Minimum Daily Balance1: $2,500
Monthly Service Fee: $15
Interest Bearing: Yes
6 Monthly Transactions
$12 for each additional transaction
Direct Deposit
TNB Debit Card
Mobile Wallet (Apple, Google & Samsung Pay)
Free Online and Mobile Banking
eStatements
Fee will be assessed if minimum balance is not maintained
Tiered Interest Rates
Interest Compounded and Credited Monthly
Monthly Statement Cycle
Daily ATM Limit: $500
Daily POS2 Limit: $3,000
Certificate of Deposit
Age Requirement to Open: 18
Minimum Opening Deposit: $1,000
Interest Bearing: Yes
Free Online and Mobile Banking
No Monthly Service Fee
Early Withdrawal Penalties May Apply
Interest Compounded and Credited Quarterly1
IRA
Age Requirement to Open: 18
Minimum Opening Deposit: $1,000
Interest Bearing: Yes
Free Online and Mobile Banking
No Monthly Service Fee
No Bank Penalty
Interest Compounded and Credited Quarterly1
FDIC insurance covers all deposit accounts, including checking and savings accounts, money market deposit accounts and certificates of deposit. The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.
*Requires an Adult Companion Checking Account, Parent or guardian must be co-owner of account.
1Quarterly transfers to other accounts or checks are available.
2Point of Sale.
Other terms and conditions may apply. Mobile carrier message and data rates may apply.
All of our TNB Checking Accounts include:
Online Banking to conveniently access your accounts 24/7.
TNB Mobile Banking App for banking on the go.
Bank By Phone for up-to-date account information.
Banking Has Never Been Easier
Our refreshed mobile app gives you everything you need in a faster, more intuitive design—right at your fingertips. Whether you're checking your balance, making transfers, or paying bills, you can do it all on the go, anytime, anywhere.
