Find the Right Checking Account
Texas Checking
Age Requirement to Open: 18
Minimum Opening Deposit: $50
Minimum Daily Balance1: $0
Monthly Service Fee: N/A
Statement Cycle: Monthly
Unlimited Check Writing
Direct Deposit
TNB Debit Card
Mobile Wallet (Apple, Google & Samsung Pay)
Free Online and Mobile Banking
eStatements
Overdraft Courtesy2
No Monthly Service Fee
Daily ATM Limit: $500
Daily POS3 Limit: $5000
Regular Checking
Age Requirement to Open: 18
Minimum Opening Deposit: $200
Minimum Daily Balance1: $500
Monthly Service Fee: $10
Statement Cycle: Monthly
Unlimited Check Writing
Statements with Check Images
Direct Deposit
TNB Debit Card
Mobile Wallet (Apple, Google & Samsung Pay)
Free Online and Mobile Banking
eStatements
Overdraft Courtesy2
$10 monthly fee will be assessed if minimum balance is not maintained.
Daily ATM Limit: $500
Daily POS3 Limit: $3000
Texas Teen Checking*
Age Requirement to Open: 13-17
Minimum Opening Deposit: $50
Minimum Daily Balance1: $0
Monthly Service Fee: $5
Statement Cycle: Monthly
TNB Debit Card
Mobile Wallet (Apple, Google & Samsung Pay)
Free Online and Mobile Banking
eStatements
$5 monthly fee will be assessed if account is not set-up for eStatements.
Daily ATM Limit: $300
Daily POS3 Limit: $200
FDIC insurance covers all deposit accounts, including checking and savings accounts, money market deposit accounts and certificates of deposit. The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.
*Requires an Adult Companion Checking Account, Parent or guardian must be co-owner of account.
1 Must maintain the minimum daily balance to avoid the monthly service charge.
2Overdraft/returned item fees may apply. Refer to Overdraft Courtesy for more information. The total of the negative balance, including any and all fees and charges (e.g., non-sufficient funds/overdraft fees), is due and payable immediately, without demand.
3 Point of Sale.
Other terms and conditions may apply. Mobile carrier message and data rates may apply.
All of our TNB Checking Accounts include:
TNB Debit Card with new contactless technology.
Online Banking to conveniently access your accounts 24/7.
TNB Mobile Banking App for banking on the go.
TNB Card Controls & Alerts for added protection.
Zelle, a fast and easy way to send money to friends and family.
Our Money Matters financial education and resources.
Banking Has Never Been Easier
Our refreshed mobile app gives you everything you need in a faster, more intuitive design—right at your fingertips. Whether you're checking your balance, making transfers, or paying bills, you can do it all on the go, anytime, anywhere.
